DADvocate

The FBI's Common Fraud Schemes web page lists warnings.

Before you send money, ask yourself a simple question. "What guarantee do I really have that this solicitor will use my money in the manner we agreed upon?"

Always take your time making a decision. Legitimate companies won't pressure you to make a snap decision.

Never respond to an offer you don't understand thoroughly.

A few more pointers from the City of Jefferson, MO.

• Stop and think before handing over money to any person or company.


• Don't sign anything unless you understand it – see a lawyer if needed.


• Don't be pressured into making a decision right away.


• If they don't give straight answers to your questions, end the conversation.

Sounds like good advice in dealing with our governmental bodies. Will they use the money as they say they will, often they do not. Where's all the money supposedly set aside for Social Security?

How much are we hearing that health care reform must be passed quickly, fast, yesterday? How many Senators and Congresspersons are saying we don't need to read it or understand it, we just need to support it? How many aren't giving us straight answers?

Yep, most of Congress is a bunch of cons and frauds.